Get more customers for
your loans or savings
products across Africa
Dedukt helps connect traditional banks or fintechs to employers and simplifies the process of repaying loans or saving directly from income.
We have solved:
- High default rates
- Unreliable repayment tracking
- Unreliable credit assessment
- Unreliable employee verification systems
Trusted by Leading Financial Organisations
Achieve 100%
collection rate
Avoid the tedious process of submitting monthly schedules, let dedukt do the heavy lifting. We will help you process your repayments and other deductions
Access valid payroll
data directly from
registered employers
on Dedukt.
Verify employment and income before approving loans, direct from employers in nano seconds.
Values we live by
Passion
When it comes to technology, we have the best minds but it's not about writing codes, it's all about our drive for success
Commitment
Our customer first approach helps us understand your needs better, you bet our solutions are just spot on!
Delivery
We wouldn't stop until you say so but time and accuracy is essential to what we do. Let's work together!
The Platform African
Lenders and Employers
rely on
Dedukt is already powering real-time credit and payroll decisions for thousands of employees and organizations across Africa. With over 15,000 transactions processed and 95 lenders on board, our platform is built for trust, scale, and impact.
Why you need Dedukt for your Organization
Improve Employee Productivity
Access to funds when needed is therapeutic. If employees do not need to worry about money, you will get the best results from them. Let's help you finance their needs.
Manage Employee Exposure
Dedukt was built to not only give loans to employees but to also help manage the risk in taking loans. Everything has been automated to fit every employee's capacity and as such your loan or income cannot go wrong with our product.
Easily Automated Loan Repayment
Our repayment system is fully automated and flexible. We believe paying back loans should also be convenient for your employees and as such our repayment structure was built to make it easy and affordable to repay loans.
How Dedukt works?
Join Our Ecosystem
Register your organization to access a centralized platform built for secure, compliant, and scalable credit access services.
Connect with Partners
Partner seamlessly with trusted lenders and financial service providers, giving your employees access to credit.
Set up Deduction
Automate and manage loan deductions directly from payroll, ensuring accurate repayments and reducing credit risk.
You Have Questions?
We Have Answers.
What is Dedukt?
Dedukt is a credit verification and decisioning platform that helps lenders assess the creditworthiness of salaried individuals using verified employment and payroll data sourced directly from employers.Who can use Dedukt?
Lenders, financial institutions, and employers who want to verify employee income and creditworthiness.How does Dedukt verify employment and income?
Dedukt verifies employment and income directly through secure integration with employers' HR and payroll systems.What is the available deductible balance?
The available deductible balance is the portion of an employee's salary that can be safely deducted for loan repayments.How is the available deductible balance determined?
It is calculated based on verified salary, existing deductions, and responsible lending guidelines.Does Dedukt generate a credit score?
No, Dedukt provides verified employment and payroll insights to help lenders make informed decisions. It does not generate a traditional credit score.How can Dedukt help reduce loan defaults?
By providing real-time verified income and employment data, lenders can assess repayment capacity more accurately.Can Dedukt be integrated into our lending platform?
Yes, Dedukt offers seamless API integration for lending platforms and financial institutions.Is Dedukt only available in Nigeria?
Currently focused on Nigeria with plans to expand across Africa.What does loan cancellation or stoppage mean on Dedukt?
It refers to the ability of employers or lenders to pause or cancel salary deductions when necessary.
Still have questions?
Reach out to Us.
Still have questions?
Reach out to Us.
